Products

Residential Earthquake

Catalytic's "Optimum" Residential Earthquake program offers broad coverages at affordable premiums. Our products is delivered to you through our Advanced Point of Sale system. “OPTIMUM” RESIDENTIAL EARTHQUAKE INSURANCE PROGRAM More Affordable * Higher Limits * A- Rated Admitted Carrier * Broad Coverages * Low Deductibles Direct Bill * Flexible Pay Plans * Advanced POS Platform

“OPTIMUM” RESIDENTIAL EARTHQUAKE INSURANCE PROGRAM

More Affordable  *  Higher Limits  *  A- Rated Admitted Carrier  *  Broad Coverages  *  Low Deductibles
Direct Bill  *  Flexible Pay Plans  *  Advanced POS Platform

DWELLING COVERAGE LIMITS
  • Dwelling on the residence premises (Up to $5 million)
  • Masonry veneer & chimneys  (Included)
  • Building ordinance or law coverage (10% of Dwelling Limit Included)
  • Walkways, driveways, and patios (Included)
  • Bulkheads, piers and retaining (Included)


OTHER STRUCTURES: Up to 50% of Dwelling Limit
  • Swimming pools $50,000 (Included)
  • Retaining walls, fences, etc. (Included)
  • Walkways, driveways, patios (Included)
  • Gazebos, sheds, etc. (Included)

PERSONAL PROPERTY: Up to 50% of Dwelling Limit
  • Glassware, crystal, china, porcelain, etc. $25,000 sub-limit (Included)
  • Jewelry, watches, etc. $25,000 sub-limit (Included)
  • Fine arts $10,000 sub-limit (Included)
  • Computer equipment (Included)
  • Silverware Included

LOSS OF USE:             Up to 50% of Dwelling Limit

LOSS ASSESSMENT:         $10,000 Included for Dwellings
                        $5,000 included for Condominiums
                        (Additional Limits Available)

DEDUCTIBLES:             2.5%, 5%, 7.5%, 10%, 12.5%, 15%, 25% options 
                        (applies to each purchased Coverage separately)

OCCURRENCE PERIOD:     7 days - 168 hours

TARGET RISKS
  • Dwelling Type         Single Family Dwellings, Multi-Family Dwellings (up to 4 units) & Condominiums (Rental properties acceptable)
  • Dwelling Construction    Wood frame, steel frame, wood/steel combination, with stucco and masonry veneer, reinforced masonry
  • Dwelling Age         1937 and newer
  • Foundation             Slab, basement, cripple wall, raised wall and concrete perimeter foundations
  • Retrofitting             Not required -discounts for retrofitted dwellings built prior to 1973
  • Dwelling Height         No height restrictions
  • Geography            California Only

For more information on our Residential Earthquake product, please us at info@catalyticrisk.com